Burlington Township Homes And More

Time is Money

 

In 1748 Benjamin Franklin gave a piece of advice to a young trademan....

"Time Is Money".  

Three simple words  that hold great meaning.  In todays economy, most people I know are trying to stretch a dollar. Said another, trying to make a dollar out of fifteen cents. Any time you can come up with a way to save time or money, you are way ahead of the game.

During 2008, I authored a series of post to help my real estate clients in Burlington Township, Burlington County, NJ.  In order to make it simple to reference, I have listed them below.

Finally, If you know anyone who is looking to buy or sell real estate, HERE or ANYWHERE, NOW or in the FUTURE, feel free to refer them to the McClain Team. We are Realtors and Real Estate Consultants. We take time to learn about our clients before we even look at listings.  Today, anyone can do that themselves on the internet. Remember, "time is money".  Our clients leave so happy with our services that they gladly refer their family, friends and others they care about.  Right now we are expanding a little and have time to help a few more people make their dreams come through home ownership.  

Have a great day an

Make This YOUR Best Year Ever

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)

 

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GOODBYE CIRCUIT CITY

 

As you may have heard, Circuit City is going out of business.  My clients in Burlington County, New Jersey have asked me  many questions about this closure (I guess I am the local circuit city expert??).  Anyway, here is some information that I found that may answer some of the most common questions regarding the closure.

Have a great day and 

Make This Your Best Year Ever

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)  

 

 

Will Circuit City stores continue to accept Circuit City GIFT CARDS?

• Yes, customers holding Circuit City gift cards may redeem them at full

value at our stores during the liquidation sales. Once the stores are

closed and the company is out of business, the gift cards will have no

value.

Are Circuit City’s EXTENDED WARRANTIES affected by the liquidation?

• No. Circuit City Advantage Protection Plans® (extended warranties) have

been backed by third-party independent companies for more than 15

years and as a result, are not impacted by Circuit City’s closing.

• Currently, all Circuit City Advantage Protection Plans are fully backed by

the Assurant Solutions companies. Assurant Solutions operates as

Federal Warranty Service Corporation, Sureway, Inc., and United Service

Protection, Inc. Assurant Solutions is part of Assurant, Inc. (NYSE: AIZ),

and its extended service contacts are backed by an Assurant insurance

subsidiary rated A “Excellent” by A.M. Best Co.

• Because they are backed by third-party company Circuit City Advantage

Protection Plans WILL be available on products purchased during Circuit

City’s liquidation sales.

What number do I call about my Circuit City Advantage Protection Plans®

(extended warranty)?

• If you have questions about your TV (in-home) or appliance coverage, call

1-800-878-1167.

• If you have questions about your coverage for computers, computerrelated

products, small/portable electronics, and carry-in products, call 1-

800-555-4615.

• If you have questions about coverage purchased in Puerto Rico, call 1-

877-311-0611.

Who do I call if I have questions about the status of Circuit City Rebates?

• You can check the status of your Circuit City Rebate at the following Web

site: https://www.ccityrebates.com/promocenter/circuitcity/index.jsp

• Please note that manufacturers' rebates are the responsibility of the

various manufacturers.

What payment types will be accepted at the liquidation stores?

• Stores in liquidation will accept cash, Circuit City gift cards, Circuit City

Rewards Certificates, and most credit cards. Personal checks will not be

accepted. All sales are final.

How much will merchandise be marked down, and can customers negotiate

prices for the merchandise?

• There will be clearance pricing, but specific discounts are not being

announced. All sale prices are at the discretion of the liquidator. Prices

are non-negotiable and all adjustments must be approved by the

liquidator’s on-site managers.

 

Do customers who hold Circuit City-branded credit cards need to pay off

their balances immediately? Can they just stop making payments now that

Circuit City is in liquidation?

• Customers should continue to follow the current payment terms /APR that

they’re currently operating under. Circuit City’s credit card program is

administered by Chase and customers will continue their credit

relationship and repayment of their obligations with Chase.

Will Chase close-out or transfer accounts for Circuit City-branded credit

cards?

• This is a Chase decision since they own the credit card relationship with

the customer and Chase is not going out of business. If there are

modifications to the card type, then Chase would notify the card holder.

Customers with a Circuit City Rewards Visa can still use their card at any

company that honors VISA.

• No new Circuit City-branded credit cards will be issued and no new reward

points will accrue from a Circuit City purchase.

Will Circuit City stores in liquidation stores accept Circuit City-branded

credit cards for purchases? If not, why not?

• No, Circuit City-branded cards will not be accepted in the liquidation stores

because we are not offering promotional financing or rewards in the

liquidation stores and we want to avoid any customer confusion.

Can I use my Circuit City Rewards Certificates?

• Circuit City Rewards Certificates will be accepted during the liquidation

sales. Just bring your Circuit City Rewards Certificate to your local store,

and the points will be redeemed for credit toward a purchase.

So, the financing offers spelled out in your national newspaper circulars on

Sunday, January 18, 2009 will not be honored?

• That’s correct. Those ads were printed weeks before the Bankruptcy

Court approved Circuit City’s liquidation on January 16 and were in the

circulation pipeline before the hearing. The liquidation order supersedes

any other business the company had in the works, including advertised

promotions.

• Circuit City will cease marketing and advertising immediately. Any

marketing for the liquidation sales will be the responsibility of the

liquidators.

Will Circuit City’s price matching policy or the One Price PromiseSM apply

during the liquidation sale?

• Because the liquidation company is in charge of the sales at the closing

stores, their policies are in force. So, One Price Promise does not apply

during liquidation events, nor does the company’s Unbeatable Price

Guarantee. All sales are final.

What about returns and refunds?

• Customers can return products they purchased prior to January 16 for a

14-day period for exchange or refunds. All other terms of return policy are

in force.

• When closing sales begin, on or around January 17, 2009, all sales will be

final.

• For products covered under the Manufacturer’s Warranty, customers

should call the manufacturer.

 

Will delivery service be available for products purchased from liquidation

stores?

• No.

Will Circuit City offer home theater installations during the closing sale?

• No.

Will Circuit City offer PC services and repairs at liquidation stores during

the closing sale?

• Services already underway at the liquidation stores will be completed

promptly, but no additional jobs will be accepted at these stores.

Will car electronics installations be available at liquidation stores during

the closing sale?

• Yes, Circuit City will continue to offer car electronics installation during the

closing sale.

What if a customer purchased products at one of the closing stores and the

product needs service?

• For products covered under the Manufacturer’s Warranty, customers

should call the manufacturer.

• For products covered under Circuit City Advantage®, guests can call the

toll-free number that is printed on the bottom of the product receipt.

 

 

The U.S. Census Bureau Is Hiring!!!

 

 

The U.S. Census Bureau is recruiting temporary part-time census takers for the 2010 Census. The pay is good, the hours are flexible, and the work is close to home.

Census taker jobs are excellent for retirees, college students, persons who want to work part-time, persons who are between jobs, or just about anyone who wants to earn extra money while performing an important service for their community.

This is a way for YOU to help YOUR community 

Every 10 years, a census of the population is conducted. The results help determine YOUR community's representation in government, as well as how federal funds are spent in your community on things like roads, parks, housing, schools, and public safety. Some Federal funding is distributed based on population.  If the population of your neighborhood is not counted correctly, your neighborhood could be short changed.  As a census taker, you'll play a vital role in making sure that everyone is included.

Thousands are needed for temporary jobs

Conducting the census is a huge undertaking. Thousands of census takers are needed to update address lists and conduct interviews with community residents. Most positions require a valid driver's license and use of a vehicle. However, public transportation may be authorized in certain areas.

Earn good pay

Census takers receive good pay. In addition, you will be reimbursed for authorized mileage and related expenses.

Bilingual speakers are encouraged to apply!

All census takers must be able to speak English, but bilingual skills in English and other languages are needed in communities that have a large number of residents who speak a language other than English. If you speak English and are fluent in another language which is predominant in your neighborhood....YOU are needed and encouraged you to apply.

Apply today by contacting your Local Census Office or by calling 1-866-861-2010!

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)

Excellent Information.  If you have ever thought of owning a home.....Keep on reading.

Make

 

Have a great day and 

Make This Your Best Year Ever

 

My Baby Girl

All photos and/or written content produced by Leander McClain. All rights reserved and may not be reproduced or reprinted without express written permission of Leander McClain, EXIT Buyers Plus Realty,  Serving Burlington Township, Burlington County, Camden County New Jersey and surrounding areas and Counties. © 2009 Leander McClain   

 

 

 

 

 

FIRST TIME HOMEBUYERS,

Don’t Let This GREAT Opportunity Pass You By.

 

The first-time Home Buyer Tax Credit was passed on July 30, 2008 as part of the Housing and Economic Recovery Act and targets any individual or household that has not owned a home for at least three years. Taxpayers can take the credit on their 2008 tax return if they bought their house this year after April 9, 2008 and before July 1, 2009.

·   If you owned a home more than 3 years ago, but don’t today…..YOU QUALIFY AS A FIRST TIME HOME BUYER

·   The tax credit is available for first-time home buyers only.  A tax credit is a dollar for dollar reduction in the amount of money you owe the Government.  I.e., if you owe $1,000, but receive a $1,000 tax credit….now you owe nothing.  This is just like getting FREE money.

·   The actual credit received is 10% of the price of the home purchased.  The maximum tax credit amount is $7,500. 

·   The credit is available for homes purchased on or after April 9, 2008 and before
July 1, 2009.  This great opportunity is ending soon.  Don’t wait until it’s too late to take advantage.  Call me today to discuss you home buying options

·   Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.

·   The tax credit works like an interest-free loan and must be repaid over a 15-year period.

 

Call me today.  Housing inventories are at an all time high.  That means there are lot’s of homes available.  The second great thing is……all homes are on sale.  Who doesn’t love a sale?  I know I do.

 

Text, email or call me and we can discuss your options.

Have a great day

and Make This Your Best Year Ever

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)

OOPS

Good Morning,

Let me tell y'all how my day started yesterday.  I was driving through a parking lot, when a car ahead of me started to drive across my path.  I took my eye off the road for a split second to see what the other driver was doing.  When I turned back around, the following happened in slow motion......

Ladi...da...I am my regular happy go lucky self........."that kinda looks like a pole........no.......why would a pole be in the middle of the parking lot....it looks like that pole which is not supposed to be in the middle of the parking lot is head straight towards me...........maybe i should take some evasive action........where did that pole come from?......I think now would be a good time to BRRRRRAAAAAAAAAAAAKE;..........CRASH.

 

This all happened in about 1/2 second.  As it turned out, this light pole was the only one in the parking lot that was not lit. Geeez...what a way to start the day.

 

What's the lesson in all of this......

LIFE IS SHORT, BE HAPPY

No matter what, life goes on.  There was a time in my life when I would still be upset at myself, the management company, the mall...everyone involved.  I would have lost sleep, not been able to eat, etc.  For what?  So what did I do?  Late in the afternoon, I submitted a claim online with the insurance company.  Called my by buddy Craig Dennin at Moorestown Autobody (business referral post to follow), had enterprise drop off a rental car (paid for by the insurance company) and I continue on with life.  

Was I upset?  YES.  Did I get over it? YES.  I am pissed at myself, YES.  But I will pay the insurance deductible and all will be well with my car. I am thankful that I or no one got hurt.  I am thankful that I am able to pay the deductible.  There are more important things in life to me.  When I got home later that night, my wife was well and glad to see me.  When I call my daughters, they are well and glad to hear from me.  I tell people all the time

"stuff can be fixed or replaced"

 

Everyone have a GREAT day and 

Make This Your Best Year Ever....I know I will

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)

NYC To Atlantic City Express Service Begins February 6 2009

The Atlantic City Express Service (ACES), a joint venture of Caesars Atlantic City, Harrah's Resort Atlantic City and Borgata Hotel Casino and Spa, announced today that weekend train service between New York's Penn Station and Atlantic City will officially launch on February 6, 2009.

 

ACES will provide customers a safe, comfortable and convenient travel experience between New York and Atlantic City with a stop in Newark. The eight multi-level rail cars will offer passengers upgraded leather seating, a private lounge, custom-designed food and beverage kiosks and both first and coach class travel experiences. First-class seating is found on the upper deck of the train with servers available for food and beverage options.

Introductory one-way ticket prices for the 2-hour trip are $50 for a coach seat and $75 for a first-class seat. 

Further information can be found at www.acestrain.com

Leander McClain

Realtor & Real Estate Consultant

Exit Buyers Plus Realty

Burlington Township, Burlington Township, NJ 08016

609-505-6578 (direct)

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)

New Jersey Real Estate Transfer Tax

 

One thing that I explain to my clients who are selling their New Jersey Home is that the State of New Jersey imposes a Real Estate transfer tax.  This is a tax imposed on Sellers by the State of New Jersey pursuant to N.J.S.A. 46:15-5 et seq.  This tax was first enacted in 1968.  A reduced Realty Transfer Fee is available to senior citizens, blind persons, and disabled persons on the sale of one-or two-family residences which they own and occupy, and on the sale of low and moderate income housing.

 The calculation is a little complicated, so I have compiled the table below.  This law has been amended several times and I am not a lawyer.  Therefore please note that the actual amount due will be calculated by the title clerk.  The table below is to be used for illustrative purposes only. 

Sales Price	Non Exempt and New Construction	Senior Citizen/Blind Disabled/Low Income
$50,000	$200	$50
$100,000	$400	$100
$150,000	$600	$150
$200,000	$935	$275
$250,000	$1,325	$400
$300,000	$1,715	$525
$350,000	$2,105	$650
$400,000	$3,215	$1,495
$450,000	$3,695	$1,710
$500,000	$4,175	$1,925
$550,000	$4,655	$2,140
$600,000	$5,185	$2,405
$650,000	$5,715	$2,670
$700,000	$6,245	$2,935
$750000	$6,775	$3,200
$800,000	$7,305	$3,465
$850,000	$7,835	$3,730
$900,000	$8,415	$4,045
$950,000	$8,995	$4,360
$1,000,000	$9,575	$4,675

 

If you have any other real estate related questions, feel free to text, email or call me.  I am a Realtor & Real Estate Consultant that specializes in Burlington Township, NJ.

Have a great day

Make THIS year YOUR Best Year Ever

 

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)

Why I DO What I DO

 

I have been asked countless times.....Exactly why are you a Realtor?

The very simple answer is......

I LOVE WHAT I DO

AND

I THINK I AM THE BEST REAL ESTATE CONSULTANT THAT EVER LIVED 

 

Now I know some people will take offense to my last statement, but that's ok.  If I didn't have confidence in myself and what I do......Why should you hire me to represent you???  There are also some other great Realtors out there.  I have created a network of like minded Realtors inside and and outside of New Jersey.  That way if you or someone you care about is looking to buy or sell real estate outside of my specialized area (Burlington Township, Burlington County, NJ), I can still help you.  

Back to the story at hand.........

I love what I do.  There is nothing like looking into the eyes of a client when they first tell me about their dream home.  There is a certain look that comes over their faces when they are walking through their new home in their minds eye.  There is nothing like the excitement of a couple describing their new home that they will move into once we sell their current house.   I love the look of children when they run through a house and pick out their bedrooms.....even before the parents have said they like the place. Kids have such enthusiasm and excitement.

My job is to take all of your hopes, wishes and dreams and make them come true.  That is a wonderful position to be in.  Now I don't claim that the process is all peaches in cream.  There are days that my clients make me pull my hair out (now you know what happened to my hair).........I wouldn't trade that for anything.

As we move through the process of buying and or selling, I treat your money like a pit bull.  I am a tough but fair negotiator.  I always look for the win-win solution.  In the end, I ALWAYS go home knowing that I have done the best job for my clients that anyone can do.  

 

So that's it in the nutshell.

My name is Leander McClain.

I am a Realtor & Real Estate Consultant and I LOVE My Job.

If you are looking for someone like me to represent YOU...text, email or call me at YOUR convenience.  

Have a great day and

Make This Year YOUR Best Year Ever

 

 

Leander McClain, Burlington Township Realtor & Real Estate Consultant, EXIT Buyers Plus Realty, 15 E. Broad Street, Burlington, NJ 08016 609-505-6578(cell)